Hi there.

Nice to meet
you.

Here at Ladder, little acts of love inspire us. Making coffee for your partner. Tying your child's shoes. Pinning art to the fridge.
We know it's not always easy. That's why we've created a painless way to get the life insurance coverage you need for those you care about most.

Why we do what we do

At age 11 our CEO, Jamie, lost his dad and learned firsthand how life insurance can keep a family afloat during difficult times. Now, he's on a mission to help others set their families up for success the way his father did for him.

How we do it

Revolutionizing an age-old industry takes focus, and at Ladder we focus on three things — all because we value our customers' time and money.

Speed

Our real-time underwriting may lead to on-the-spot coverage.

Ease

No need to leave home — we take care of everything right here, online.

Affordability

Hooray for coverage that doesn't break the bank. Plus, no hidden fees.

Our founders

Jamie Hale

CEO

Laura Hale

Product

Jack Dubie

Engineering

Jeff Merkel

Partnerships

Grow with us

Modernizing life insurance is a complex challenge, one that attracts radical thinkers, deep feelers, and go-getters who are committed to helping people help their families. Sound like you?
For press inquiries, please contact media@ladderlife.com.
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Ladder Insurance Services, LLC (CA license 0K22568; AR license 3000140372) offers term life insurance policies: (i) in California, on behalf of its affiliate, Ladder Life Insurance Company, Palo Alto, CA (policy form number P-LL100CA); (ii) in New York, on behalf of Allianz Life Insurance Company of New York, New York, NY (policy form number MN-26); (iii) in the District of Columbia and all states except New York on behalf of Amica Life Insurance Company, Lincoln, RI (policy form number ICC23P-AM100 and P-AM100); (iv) Fidelity Security Life Insurance Company®, Kansas City, MO in the District of Columbia and all states except California and New York (policy form number ICC23-M-1069 and M-1069, varies by state); and (v) in the District of Columbia and all states except Connecticut and New York on behalf of S.USA Life Insurance Company, Inc., Roanoke, VA (policy form number ICC23P-PL100 and P-PL100), a Prosperity Life Group company. Only Allianz Life Insurance Company of New York is authorized to issue life insurance in the state of New York. Insurance policy prices, coverages, features, terms, benefits, exclusions, limitations and available discounts vary among these insurers and are subject to qualifications. Each insurer is solely responsible for any claims and has financial responsibility for its own products.
Ladder Life Insurance Company has earned a Financial Stability Rating® (FSR) of A (Exceptional) from Demotech, Inc. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency. The most current FSRs must be verified by visiting www.demotech.com.
Prices start at $5/month based on a 20-year-old female rated Preferred-Plus for a $100K policy for a 10-year term. Individual rates will vary as specific circumstances will affect each customer’s rate. Rate valid as of 7/20/23.
From ForbesAdvisor.com, April 21, 2021 © Forbes Marketplace Operations, Inc. 2021.
2023 © LADDER FINANCIAL INC. All rights reserved.
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