Offer what other advisors don’t
Add term life insurance to your clients’ robust financial plans. Our online, fully-underwritten application is impressively easy and covers up to $8 million.
How it works
1
Sign up via email to get your referral link and onboarding info
2
Send your clients the email template or physical brochure we provide
3
Track clients’ progress in our bespoke advisor dashboard
Our differentiator? Flexible coverage.
When you meet with clients whose needs have changed, you can add even more value by highlighting their ability to adjust their coverage. That way, they never pay for more life insurance than they actually need.
Team up with
industry giants
Our policies are issued by Allianz Life Insurance Company of New York and Allianz Life Insurance Company of North America. Both are rated A+ (Superior),* and have been supporting families and paying claims for decades.
*Allianz Life Insurance Company of New York and Allianz Life Insurance Company of North America have been rated A+ (Superior) affirmed in October 2021. Ratings are based on an analysis of financial position and operating performance, by A.M. Best Company, an independent analyst of the insurance industry. For the latest rating, access www.ambest.com.
Satisfied clients, happy advisors
Ladder has industry-leading customer satisfaction and reviews. With us, you’ll have a partner who mirrors your great reputation.
"Ladder makes it easy, straight forward, and fun (Seriously!). They’re truly about the client and it shows every step of the way"
Nick J.
"This process was amazing. If utilized right, it takes out a lot of the middle people, and allows you to build on your financial plan ASAP."
Casey H.
"Seamless experience from the start. Love how everything is online, but you can still have the human interaction if/when you need it."
Hannah H.
"No hassle. No prolonged process. Clear cut in every sense."
Elyse H.
"You made the process informative, convenient and quick to complete. I got peace of mind in no time."
Weniford L.
"Ladder makes it easy, straight forward, and fun (Seriously!). They’re truly about the client and it shows every step of the way"
Nick J.
"This process was amazing. If utilized right, it takes out a lot of the middle people, and allows you to build on your financial plan ASAP."
Casey H.
"Seamless experience from the start. Love how everything is online, but you can still have the human interaction if/when you need it."
Hannah H.
"No hassle. No prolonged process. Clear cut in every sense."
Elyse H.
"You made the process informative, convenient and quick to complete. I got peace of mind in no time."
Weniford L.
"Ladder makes it easy, straight forward, and fun (Seriously!). They’re truly about the client and it shows every step of the way"
Nick J.
"This process was amazing. If utilized right, it takes out a lot of the middle people, and allows you to build on your financial plan ASAP."
Casey H.
"Seamless experience from the start. Love how everything is online, but you can still have the human interaction if/when you need it."
Hannah H.
"No hassle. No prolonged process. Clear cut in every sense."
Elyse H.
"You made the process informative, convenient and quick to complete. I got peace of mind in no time."
Weniford L.